November 3, 2026: Florida Amendment 3 is on the ballot. Rentals do not get the new homestead exemption.County impact →
Rental TruthCentral Florida holding costs

Northeast I-4 / coastal · county seat DeLand · millage year 2025

Volusia County rental property tax, millage, and insurance

After you close, this rental is taxed on just value with no homestead exemption. The numbers below are dated 2026-10-18 and cited. They are not a bill for a specific parcel.

· · Figures retrieved 2026-10-18 · 2025 millage.

Volusia County Property Appraiser·Volusia County Tax Collector·FL DOR data portal·Amendment 3 in Volusia

2025 millage (cited)

County BCC operating millage3.2007Volusia County BCC operating millage (DOR). The PA millage sheet's 'county total operating' of 5.1698 includes additional countywide levies such as law enforcement..Florida DOR, 2025 Maximum Millage Levy Calculation Compliance (MillCapComp25), dated 01-26-26
School millage5.2790RLE 3.0310 + discretionary 0.7480 + capital improvement 1.5000 = 5.2790. Volusia County Property Appraiser, Itemized Millage Rates for the 2025 Tax Year (final)
Water management0.1793St. Johns River Water Management District
Example total millage used in the calculator17.3640Unincorporated Volusia County — Westside (millage code 100). Final 2025 millage sheet: Westside 17.3640, Northeast 17.2995, Southeast 16.9077, Silver Sands 16.9176. Daytona Beach code 204 totals 18.0498. TRIM proposed composites differ slightly from these final adopted totals; this site uses the final millage PDF.
Volusia County Property Appraiser, Itemized Millage Rates for the 2025 Tax Year (final)
Illustration: tax on $350,000 just value$6,077.40Assumes just value equals $350,000 at the example total millage. Not a TRIM bill. Formula: value × mills ÷ 1,000.

A newly purchased rental’s taxable value starts at just value (no $51,411 homestead). Non-ad valorem assessments are not in millage.Purchase-reset explainer.

Insurance (OIR, not a landlord quote)

Average homeowners premium including wind: $2,819. Condo unit owners including wind: $1,171.

As of 2025-09-30.Florida Office of Insurance Regulation, Property Insurance Stability Report (January 1, 2026).County averages are homeowners and condo-unit-owner premiums including wind coverage, from Market Information Reporting. They are not landlord (DP-3 / dwelling fire) averages. OIR states actual charged premium varies by company, insured value, deductibles, and terms.All I-4 counties.

Condo holding-cost issues

Florida requires milestone structural inspections and structural integrity reserve studies for condominium and cooperative buildings three or more habitable stories. Special assessments and reserve funding are a holding-cost risk for condo rentals. We do not publish a statewide average special-assessment dollar figure because no official source gives one.

DBPR inspections·SB 4-D FAQs

Walczak Table 5 does not include a municipality inside Volusia County. County-level Table 4 figures are on the Amendment 3 page; we are not interpolating a city number.

Is it worth buying a rental in Volusia?

This page does not answer yes or no. Run rent against millage, insurance, flood, and HOA on the parcel.Calculator pre-set to Volusia.

Local sponsors

Sponsor Volusia County

This site will stay free. The planned model is a flat fee for a county placement — property managers, landlord insurance, and local insurance agents — plus later affiliate links for landlord bookkeeping/banking tools such as Stessa or Baselane. There will be no lender or title-company referral links.

TODORates, contract, and intake form are not live. Email is not collected here yet. Until then, this block is a labeled placeholder so county pages can ship before the November 3, 2026 election.

County-change newsletter

Millage, TRIM notices, insurance filings, flood-map updates, and condo reserve rules — one email, I-4 counties only. No lender pitches.

TODOThis form is a placeholder. It does not submit anywhere. Wire it later to Buttondown, Beehiiv, Mailchimp, or a similar provider. Do not treat a click as a signup.